Shipping will be refunded within 5 days if the product is misrepresented in my description. This does not include damage to products incurred during shipping. If you want to insure an Item please add this to the purchase price on your invoice if it is through PayPal or include it on your check or money order. It is included with UPS shipping for value up to $100.00. USPS shipping is normally $1.35 for up to $100.00 value. For anything over $100.00 Please contact me and and I will search this for you. I do include a $2.75 shipping and handling charge on most items. Any Items going to Canada or overseas will include $4.50 Handling fee due to Customs paperwork and inspections.